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Is the Maldives Overrated? | Ummi Goes Where?

Is the Maldives Overrated? Is this "Paradise" Really for Everyone?

“Welcome to the Maldives — where the sands are as white as the smiles of the locals, where fish swim happily in the warm waters of the Indian Ocean, where the weather is a dream, and the deep rays of the sun await to engulf you in their arms…” 

The Maldives is an archipelago of 1,192 coral islands, located to the southwest of India and Sri Lanka. Before the 1970’s, it was largely unknown to tourists.

Now, it has made its way into everyone’s bucket list, including mine, even though I don’t consider myself a beach fanatic. It’s one of those places that I simply have to go and see for myself, just because of its fame, if nothing else. 

In 2009, the Maldivian government had changed its regulations and opened the local islands to tourists, which means it’s now possible for budget travelers to visit without breaking the bank. 

However, due to there being no cheap flights from Malaysia at that time, it only remained at the back of my mind, that is, until 2015, when Air Asia started flying from Kuala Lumpur to Malé, the capital of the Maldives.

Girl on a swing looking out to sea
Maafushi Island, Maldives

But did the Maldives live up to its hype? Read on to find out.

Note: The views expressed here are just my opinions based on my personal experience, and should be regarded as such. They are not meant to offend any party, or to be taken as a definitive guide in helping you decide whether to visit this destination.

The Good

First and foremost, what is it about this place that makes it the coveted holiday spot for so many people? Aren’t there many other beach destinations in the world?

Unparalleled Beaches

Well, imagine a cluster of remote uninhabited islands in the middle of the ocean, with shallow lagoons and consistently flawless beaches. With their powdery white sand and impossibly blue water, the Maldives’ beaches are what dreams (and screensavers) are made of.

What’s more than that, most of these islands are so tiny that each of them can only house one resort. There are not many places in the world that can give you this level of isolation while not skimping on luxury.

Even though I only went to the local island of Maafushi, which is much bigger and apparently doesn’t have the best beaches in the country, I can still attest to the quality of its sand and water. Here is an unedited photo of my partner before we went kayaking.

A woman with a paddle with the sea in the background

Amazing Marine Life

Now you’re not going to sit on that sun lounger all day, are you? Grab your snorkels, and get into the water already, because you’re about to discover a marine wonderland that looks even better than Finding Nemo.

The Maldives supports the largest groups of coral reefs in the Indian Ocean, with 250 species of corals and over 1000 species of marine life. In fact, one of the groups of islands has been declared as a UNESCO Biosphere Reserve, because of its globally-recognized biodiversity.

You have a high chance of spotting hammerheads, whale sharks, dolphins, turtles and manta rays. And the water is so clear that it’s even possible to see the manta rays from a seaplane if you fly over the Manta Point.

marine life in Maldives
Credit: Uxbona / Wikimedia Commons

In addition to that, one Maldivian island called Ellaidhoo is actually concave, allowing you to dive underneath it. If that’s not mind-blowing, I don’t know what is.

Luxury Resorts

With the right amount of money, your options are endless. Do you prefer a rustic chic treehouse, or an ultra-modern room with your own private pool and jacuzzi? Still not good enough? How about a private beach where you don’t have to see another soul except your personal butler when/if you call for him? Or you can have an overwater villa with front door steps that lead straight into the clear blue water. Just take your pick.

Cocoa Island, Maldives
Credit: Chi King / Wikimedia Commons

For dinner, maybe you’d like to dine in a glass-walled underwater restaurant, where you can watch the marine creatures swim past while you gorge on their siblings. While you’re at it, there are also underwater wine cellars and underwater spas.

After that, how about a movie on the beach where the giant screen floats above the water and your popcorn is prepared by a chef? And perhaps the night won’t be complete without a telescope that rises from the ground in case you’d like to gaze at the constellations.

Those are not a product of my imagination. They really do exist in the Maldives!

The Bad


Well, what else is new?

Out of the 1,192 islands in the archipelago, 200 are inhabited by locals, but only a few of these are actually open for tourists. So if you’re a budget traveler wanting to stay away from the expensive resorts, your options are still pretty limited.

If you choose to stay on a resort island with those fancy villas, be prepared to pay anywhere from $400 to $5000 per night. But your expenses don’t stop there. In fact, they don’t even begin there.

Obviously, you first have to fly to the Maldives from wherever in the world you are. In my case, it was not so expensive, thanks to Air Asia. But how do you get from the capital city to that remote island where your resort is?

seaplane in Maldives
Credit: Simon_sees / Wikimedia Commons

Basically, you have two choices: a private speedboat or a seaplane. A return speedboat transfer to one of these islands could cost you over $150 per person, whereas the airfare could set you back $500 and above, per person. That’s more than triple what I had to pay for my flight from Kuala Lumpur to the Maldives!

So Many Hidden Charges

All visitors to the Maldives are required to pay a $6 bed tax per person per night. This is in addition to 8% GST for the room and 10% service charge

Most guesthouse owners will expect you to pay these fees in cash and preferably in USD, which can be a problem because the nearest ATM may be on another island.

There is at least one ATM in every atoll (not every island, mind you), but beware — they tend to charge a steep fee on foreign cards (around MVR 100, or USD 6.50). Paying using credit cards will incur extra charges as well.

You should also remember not to withdraw too much of the local currency because you’ll have a hard time trying to convert it back to other currencies at the end of your trip. Reportedly, all the bureaux de change in Male refuse to accept their own currency.

Every Resort is on its Own Private Island

Yes, the very thing that makes it special can also be its disadvantage.

You have about 100 resort islands to choose from, and you’ve got to make your decision wisely. Some resorts cater to honeymooners while some are more family-friendly. Some offer water activities, some don’t.

Each resort will have a monopoly on services for their guests, considering that they’re the only premise on the island, which means you can’t simply nip out to buy something from another shop/hotel.

Cocoa Island, Maldives
Credit: Chi King / Wikimedia Commons

What if the resort doesn’t have what you need? What if there’s something about the place that simply irritates you? Realizing that you’ve made the wrong choice after you’ve reached your destination would mean that you’re pretty much f***ed.

The only way to get out is either by a seaplane or a private speedboat, and in the end the whole trip will have cost you your lifetime savings and your partner’s, combined.

This is why I don’t think going to a resort island is a good choice for me, even if I could afford it. It sounds too much like one of those theme parks that won’t let you bring your own food and drinks, and then charge you $10 for a bottle of water. 

I’ll probably spend my entire holiday being pissed off about this. I need to be able to explore a place and have the freedom to choose which shop or restaurant to spend my money at.

Alcohol, Bikinis, and Public Displays of Affection are Illegal

This island nation has a 100 percent Islamic population. Consequently, there are some codes of conduct that you need to adhere to. On the resort islands, since there are no locals living there, anything goes. You can get as drunk as your liver (and wallet) can take, and you can pretty much wear whatever you like.

But if you choose to go to one of the local islands, forget about getting drunk. You won’t be able to get even one sip of alcohol. And if you’re thinking of bringing your own bottles, forget about that too. Importing alcohol or pork into the country is forbidden.

Visitors are not allowed to bring into the country anything that is considered contrary to Islamic belief. Along with alcohol and pork, this also includes bibles and religious idols. All luggage is X-rayed at the airport.

Additionally, bikinis and bathing suits are not allowed on the local islands. For ladies, bathing or sunbathing topless could land you in jail. This is a notice put up in our guesthouse on Maafushi:

notice denoting the no-bikini rule on maafushi

You have to constantly keep your behavior in check, lest you offend someone, or worse, get in trouble with the local authorities. This strict adherence to religious rules brings us to the next problem:

There is Zero Nightlife

Most shops close at 10, and the restaurants take their last orders at around the same time. After that, the island is DEAD.

Now I have long since passed that age where I wanted to party all night, every night. But it’s still rather strange to go on a beach holiday and not have a bar to go to, where you can just chill out and listen to music, even if you don’t want to go crazy on the dance floor.

There's Nothing Much to See Other than the Beach

Fine, I get it, it’s a beach destination — why would I expect anything other than the beach and the sea? But then again, most beach destinations I’ve been to, especially in Southeast Asia, come with other attractions and gorgeous sights as well.

Bali, for example, has beautiful sea temples, rice fields, waterfalls, and volcanoes, all on one island. Same goes to Vietnam, Thailand, and the Philippines — they have so many other things to offer, all within close distance to the beach.

You see, I don’t mind spending time on the beach, lazing around, snorkeling, and sunbathing… but only for a day or two, max. Any longer than that and I’d start itching for other stuff to do — mountains to climb, rivers to cross, cooking classes to take, night markets to explore.

On Maafushi, I rented a bicycle, but there wasn’t much to be said about it. I could easily cover the whole island in under 30 minutes. There was a prison, a local village, a few shops, guesthouses, and that’s about it.

girl sitting in front of maafushi prison, looking distressed
The life of an ex-convict

The Food

Being Asian (and Malaysian in particular), I’m big on food. Trying out local delicacies is usually one of the main highlights in my travel itinerary.

Sadly, Maldivian cuisine leaves a lot to be desired. They seem to be using only three ingredients in their dishes: tuna, coconut, and onion. A typical Maldivian meal would consist of fish curry or shredded fish, served with rice or unleavened bread. They have the same thing for breakfast too.

Maldivian food at a candle light dinner
 Our candle-light dinner. Mine was fish curry and shredded fish served with roti. My partner’s was grilled fish and fish soup with rice.

On top of that, most of the produce such as chicken, milk and rice are imported from India or Sri Lanka. Vegetables seem to be a rare commodity.

Vegetables in Maldives
Sorry-looking eggplants in a minimarket on Maafushi island

The Verdict

So is the Maldives an overrated destination? Does it live up to all its hype? Ultimately, it boils down to what sort of traveler you are.

The Maldives is a perfect destination for:

  • Honeymoooners. You want a quiet and relaxing holiday together, in a plush resort with a beautiful backdrop. You don’t need anyone else but each other. You don’t want to do anything else other than stay in each other’s arms. Okay, maybe you want to do more than hugging but let’s not go there. Bottom line is you don’t mind being cooped up in your room for a huge portion of your holiday.
  • Those who like to be pampered. It doesn’t matter if you’re a solo traveler, a honeymooning couple, a mother-and-daughter duo, or a group of girls on a bachelorette party, if you like being spoiled and pampered with room service, in-house massage therapist, personal butler and stuff like that, you couldn’t have chosen a better destination. Some resorts even have their own photographer who can find all your good angles for those perfect Instagram shots. 
  • City dwellers wanting to get away from it all. Maybe you’re a very busy person working a high-stress job in a hectic city, and all you need is a few days’ escapade to a remote island where you can switch off and relax. The Maldives will give you the sense of isolation you need.
  • Hardcore beach bums, because it’s all about the beach and the sea here. 
  • Fish lovers. Go and eat all the tuna you like!

The Maldives is NOT for:

  • Backpackers or independent travelers. It’s possible to visit the Maldives on a backpacker’s budget but your options are going to be pretty limited. If you’re an independent traveler who gets around by hitchhiking, or on your own bicycle, car, etc, this is not possible here. Also, if you stay on the resort islands, there won’t be much ‘independence’ there either. Everything will be set out for you, whether you like it or not.
  • Adventure junkies or people who get bored easily. The only adventure you can get here is water sports, IF your resort provides it. There’s nothing to do other than that. So if you can’t swim, or are scared of water/sea creatures, then I’m sorry but you’re going to have stay on the beach and build sand castles or something.
  • Party people. Just forget about it. There are better, cheaper places to go.
  • People who hate overpriced tourist traps. If you’re anything like me who gets irrationally worked up over exorbitant prices, ‘luxury’ brands and other capitalist traps, you’re not going to like this place, unless you stick to the local islands.
  • Vegans/vegetarians. You’re going to have a tough time finding good food here. Maybe it’s not a problem in the resorts — they’ve got chefs to make everything to order — but judging from the condition of vegetables I saw on Maafushi, I’m feeling a little dubious.
girl sitting in the middle of a tiny sandbank made by low tide
I found a private island for myself!

So, that’s my take on this popular destination. I fall into the latter category, unfortunately. Although I still found it quite enjoyable, it’s certainly not my favorite.

How about you? Is the Maldives your dream destination? Or if you have visited, what did you think about it? Comment below.

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    • ummi

      Good for you, Beach Scenes! I’m pretty sure most beach lovers would feel the same. In fact, there are many good reasons to love the Maldives, but due to my personal preferences, I just didn’t enjoy it very much, try as I might. 🙂

  4. Cris

    This was really useful! I’ve always wanted to visit the Maldives but your list of “It’s not for…” is me to a T. I might not enjoy it very much. There are so many beautiful places in this world to see instead.

    • ummi

      Glad to know you found it useful, Cris. When I wrote this, I knew I might receive some flak because the Maldives is *almost* everyone’s dream destination. Who wouldn’t love a relaxing beach holiday where you do nothing but lie on the beach all day, right? Well, some destinations are just not for everyone. 🙂

  5. Tracey Lee

    So, if bathers for females are not allowed what on earth do we go swimming in.
    This doesn’t sound like a fun holiday destination unless ur a wealthy hermit 😱 beautiful white sand and a luxurious resorts can be found elsewhere…. I enjoyed reading your insights into the Maldives. Thank you.

    • ummi

      Hi, Tracey! Thank you for dropping by.
      Women are allowed to wear swimsuits on Maafushi Island, but only at a designated beach, not on other parts of the island.
      I agree with you — Maafushi is not my idea of a fun holiday destination, but I suppose everyone has their own preferences. 😀 I would still love to visit the other inhabited islands in the Maldives.

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