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Maafushi Island Maldives on a Budget

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Maafushi Island Travel Guide - Maldives on a Budget

The Maldives needs no introduction as the ultimate bucket-list destination for any beach lover. With its calm turquoise waters, vibrant coral reefs, and ultra-swanky water villas, this island nation is basically what dreams are made of.

If you’ve written off the Maldives as something that’s beyond your reach, this article may change your mind. 

The Maldives is often associated with luxury travel. And that makes total sense, because most of the resorts and over-water villas being advertised can cost up to USD 5,000 per night (and that’s not including taxes)!

Overwater villa in the Maldives
Credit: Ila Mae Thie / Wikimedia Commons

But this doesn’t mean there’s no hope at all for backpackers or budget travelers like myself.

While previously tourists were only allowed on expensive private islands, in 2008 the Maldivian government changed the laws and opened up the local islands for tourism.

What this means is that now you can stay at budget guesthouses for as low as USD 30 and get a decent room with free breakfast and all the basic amenities. Most of the guesthouses also offer diving and snorkeling trips at reasonable prices.

Needless to say, this was excellent news to me. So, when I found a good deal on Air Asia, my travel partner and I quickly grabbed the chance. Our choice of island was Maafushi.

Read: 10 Reasons Why You Should Visit Maafushi Island

Overview of Maafushi Island

Maafushi island Maldives
Maafushi island. Credit: goldpicasa / Wikimedia Commons

Maafushi is an inhabited island located in the Kaafu Atoll, 26 kilometres south of the country’s capital, Male.

In 2004, it was severely damaged by the Indian Ocean tsunami, which affected over 100,000 out of the 300,000 Maldives’ population. The International Federation of Red Cross and Red Crescent Societies funded the rebuilding of homes for those who lost theirs during the disaster.

When the country opened the local islands for tourism in 2008, Maafushi was the first local island to build guesthouses exclusively for travelers. In 2017, it had over 70 guesthouses, making it the island with the most number of guesthouses in the country and the second most visited after Male.

Apart from being a holiday destination in itself, Maafushi is also regularly visited by tourists from neighboring resort islands who come on island-hopping trips.

Best Time to Go to Maafushi Island

It’s pretty hard to predict the weather in the Maldives, as each island has its own climate, and the more remote the island is, the more different it is from the rest of the country.

However, since Maafushi is close enough to the capital, it follows the general Maldives’ climate:

Dry Season

(December – March)

During this time, the country enjoys little rainfall and low humidity, with temperatures around 29°C – 31°C (84°F – 86°F), which is why it is visitors’ favorite time to go. But going in the peak season also means that you’ll be dealing with more crowds, and prices can increase dramatically.

Wet Season

(May – October)

Rain frequently occurs during this monsoon season, although temperatures remain almost the same. The wettest month in the Maldives is September.

We visited in October and the skies were cloudy most days, and the winds were strong. It rained a few times during our stay, but we still got the chance to swim, snorkel, kayak, and cycle around the island. Since it was a low season, there were not many people around.

Maafushi Maldives
Strong winds and cloudy skies in October.

Shoulder Seasons

(April & November)

These two months are the transitional periods between the two seasons and are known for clear water, making them the perfect months for diving or snorkeling. Prices are still low around this time, so if you’d like to visit the Maldives on a budget, you might want to consider visiting during the shoulder season.


How to Go to Maafushi Island

From Velana Airport to Male

Welcome to Maldives airport sign
At Velana International Airport.

There is no direct transfer from Velana International Airport to Maafushi Island; you first need to go to the capital island Male. At the exit of the airport building, you will see a ticket counter with a sign saying “Ferry to Male”.

The ferry service to Male is every 10 – 30 minutes, costing MVR 10 (between 6 a.m. and midnight) and MVR 20 per person (between midnight and 6 a.m.). The journey takes around 15 minutes.

Every passenger is allowed up to 3 pieces of luggage for free. Any extra will be charged at MVR 10 per piece.

Speedboat jetty at Maldives airport
At the speedboat jetty.

Want a quicker option? For MVR 20, you can get to Male in only 4 minutes on a speedboat. Ticket counter is also available at the airport.

Check the Male Airport website for the latest fare and schedule updates.

From Male to Maafushi

From the ferry drop-off point, take a taxi to Vilingili Ferry Terminal, which is on the other side of Male. The taxi fare should be around MVR 30 – 40 per ride, with an additional charge of MVR 5 for big luggage.

Once you reach the terminal, you have three options to get to Maafushi:

1. By Local Ferry

Local ferry from Male to Maafushi
On the local ferry from Male to Maafushi.

This is the cheapest option to get to Maafushi Island, but it’s also the slowest, taking about 1.5 hours. Ferry tickets are not available online, so you’ll have to purchase it directly at the counter for $3.

Once the scheduled ferry is ready, proceed to the ferryboat, but before you board, check with the boat crew that the boat is going to Maafushi. Most guesthouses will send someone to greet you at the jetty once you arrive on Maafushi.

Maafushi Male Ferry Schedule
Maafushi ferry schedule. Source:

You can refer to the ferry schedule here, but please confirm with your guesthouse in case there are any changes.

Take note that there is no local ferry to or from Maafushi Island on Fridays. If you’re traveling on a Friday, your only option is to take a speedboat.

2. By Local Speedboat

Going by local speedboat is certainly not the cheapest option, but it’s a good alternative if the public ferry doesn’t fit your travel schedule. The ride costs $20 – $25 per person based on the time of the day, and takes about 45 minutes.

You can either arrange with your guesthouse to book the speedboat for you, or make the booking yourself with speedboat companies like Icom Tours. Schedules can also be found on their website.

3. By Private Speedboat

Through the same companies, you can also book a private speedboat transfer. This is a good option if you’re traveling in a big group or if you want to depart at your own preferred time. The journey will take 25 minutes and costs around $150.


Getting Around Maafushi Island

Despite being one of the biggest inhabited islands in the Maldives, Maafushi is actually only 1.2 kilometres long and 265 metres wide.

There are no cars allowed on the island, so your only options are walking and riding a bike/motorbike. Even on foot, you can pretty much explore the entire island in an hour or less.

Bicycles are available for hire at a few of the rental shops. I didn’t see any motorbikes for rent, but I’m pretty sure it can be arranged if necessary.

Bicycles too mainstream for you? Ask your guesthouse if you could borrow one of these 😉

Maafushi wheelbarrow
Trolley used by the guesthouses to transport guests’ luggage to and from the boat.

Things to Do on Maafushi Island

1. Swimming and Sunbathing on the Bikini Beach

Most people who go to the Maldives love the beach, so that should definitely be on the forefront of your itinerary.

However, you should be aware that the Maldives is a Muslim country, and therefore, a certain dress code applies. Bikinis are only allowed in designated areas, and on Maafushi island, the bikini beach is right across Arena Beach Hotel.

Here, you can swim, sunbathe, or chill on the deck chairs in your swimsuit. Just make sure that you properly cover up beyond this area.

This doesn’t mean that you can’t swim in other parts of the island — you can, but you’ll have to do it fully clothed. This is not a strange thing to do in a Muslim country, you’ll see the locals do it too.

2. Snorkeling and Scuba Diving

Snorkeling and scuba diving are two of the most popular things to do in the Maldives, which is no surprise, considering that the country has the largest groups of coral reefs in the Indian Ocean, with 250 species of corals and over 1000 species of marine life.

Our hotel provided free snorkels for guests, but since the waves and winds were too strong, we didn’t dare venture too far from shore.

Snorkeling in Maafushi Maldives
We actually didn’t leave shore at all.

You can also go on snorkeling trips (check with your hotel or other travel agents on the island). The prices typically range from $15 to $30, depending on how many places you want to visit. There are a few reefs off the island where you’ll have a high chance of spotting turtles.

If you’re a certified diver, you can do a single dive for around $40. Otherwise, the Discover Scuba Dive program for non-divers start at $75. It’s also possible to get your certification here.

Read: Can You Scuba Dive if You Can’t Swim?

3. Doing Other Water Sports

If snorkeling is a little too vanilla for you, there are a ton of other water activities you can do, including jetskiing, kitesurfing, windsurfing, flyboarding, parasailing, kayaking, and paddleboarding.

Just ask your hotel or any of the rental shops on the island, and they should be able to arrange something for you. Some of them provide lessons as well.

A woman with a paddle with the sea in the background

Kayaaking in Maafushi Maldives

We did some kayaking along the shore. I was initially hoping to circumnavigate the island because that was what the rental shop owner said we could do when he was trying to get us to rent his kayak.

However, when we were all geared up and ready to paddle, he backtracked and said the waves were too strong and we had to stay within his sight.

4. Exploring the Island

One of the greatest advantages of going to a local island instead of a private one is that you get to experience the local culture.

On the private islands, you are pretty much closed off from the locals. The only people you interact with are the resort staff members, some of whom may actually be foreign workers.

On Maafushi island, you get to witness the local lifestyle in practice as the people go about their day — shopping for groceries, playing football on the beach, gossiping on the sidewalks.

Cycling on Maafushi island, Maldives

Exploring Maafushi, Maldives
Exploring Maafushi.

Another highlight is the Maafushi Prison, which is one of the two prisons in the country. Once a clothing factory, it was converted into a prison about a decade ago to house the drug abusers in the country.

But don’t let this scare you. The prison doesn’t make Maafushi any less safe to travel in.

Due to the disagreeable weather (and our limited budget), we didn’t go on any excursion from Maafushi. If the weather and money god are kinder to you during your visit, here are some other things you can do:

5. Visiting Resort Islands

Maafushi is not that remote — it’s surrounded by quite a few resort islands, some of which are open for day trippers.

On a day tour to these exclusive islands, you’ll get to swim in the ocean, walk around the overwater villas, and eat at the restaurants/bars. Some may even allow you to use their amenities — like the swimming pool, etc — for a fee.

So, if you crave a taste of luxury without the premium price tag, you can go on a resort day tour for around $90 to $150 per person. Still not cheap by my standard, but much more affordable than paying for the real thing.

Among the resort islands you can visit from Maafushi are:

Credit: Adaaran Club Annalhi / Wikimedia Commons

6. Sandbank Trips

Another instaworthy day tour you can do from Maafushi is a trip to a sandbank. Also called ‘picnic islands’, sandbanks are transitory deposits of sand that create shallow areas in the sea — like tiny islands.

So, what do you do on a sandbank? Have a picnic, swim, sunbathe, snap loads of pictures, watch sunset, have a candlelight dinner under the stars — anything you like. It’s your own private island!

Some sandbank tours even allow you to camp overnight. Tents, water closets, and other basic necessities will be provided.

sandbank Maldives
Sandbank in the Maldives. Credit: dronepicr / Wikimedia Commons

7. Dolphin Watching

The Maldives is home to thousands of dolphins and the easiest way to see them is on a dolphin-watching cruise. Always eager to please, these playful and sociable creatures like to put on a good show, especially if you clap and cheer them on.

Some tours combine dolphin watching with other activities, such as snorkeling and resort visit.

Dolphin-watching in the Maldives. Credit: Alexia Pihier / Wikimedia Commons

8. Fishing

Great news for avid anglers — fishing is a popular activity on Maafushi. You can go on a half-day or full-day fishing trip, finished off with a BBQ dinner on the beach, using your fresh catch.

9. Chilling Out on the Floating Bar

As the Maldives is a Muslim country, alcohol is not allowed anywhere on the local islands, so you’re not going to find any on Maafushi.

However, one of the hotels has found a way around this, so they’ve set up the Kaani Floating Bar, which is essentially a bar and restaurant on a yacht anchored at sea. A free dingy transfer will take you out to the yacht, where you can enjoy a cocktail or a meal on the outdoor deck.

How Many Days Do You Need on Maafushi Island?

In my opinion, how long you should spend on Maafushi Island really depends on how much you love beaches and water sports. And how much your budget is, of course.

If you don’t mind sunbathing all day every day or if you’re going to do all the tours and excursions, then you should stay here for as long as your budget allows.

Otherwise, then 2 – 3 days should be more than enough to explore all of Maafushi before you move on to another island (for more sunbathing and water activities) or go home.

As for me — who is not so much into beaches or water sports — 3 days was a little too long.

girl sitting in the middle of a tiny sandbank made by low tide
I found this little ‘private island’ and made it mine.

How Much to Budget for Maafushi Island

If you stick to the cheaper hotels and restaurants and do only cheap or low-cost activities, you can get by on Maafushi Island with as little as USD 50 per day.

As with any other destination, your biggest expense will be your accommodation. The cheapest guesthouse on Maafushi Island should cost you around USD 30 per night. If you have a travel partner to split this cost with, obviously you can save even more. Currently, there has yet to be any dormitory or single room to cater to solo budget travelers.

As for food, local meals are only about USD 5, while Western-style meals can be double or triple that.

Apart from room and meals, you also have to factor in some other expenses like ferry fares and activities. To recap, the local ferry fare from Male costs USD 2 and the snorkeling trips will typically set you back around USD 30.


Where to Stay on Maafushi Island

On our trip, we stayed at Chutty Maldives, but they’re no longer listed on the booking app. I’m not sure if they’re closed temporarily due to the pandemic, or if they went out of business.

According to, there are now about 38 hotels and guesthouses on Maafushi (there may be more that are not listed on the app).

Here are some of the top-rated ones:

Sunrise Beach, Maafushi – 200 m from Bikini Beach and features a restaurant, shared lounge, and garden. Ironing service, as well as business facilities like fax and photocopying are available. From USD 40 for a Standard Double Room with breakfast.

Stingray Beach Inn – With only 10 rooms, Stingray is a cozy boutique hotel where each guest will get special attention. As a bonus, you also get to use the amenities (pool, jacuzzi, restaurant) at their sister hotel, Triton Beach, for free. From USD 60 for a Standard Double Room with Garden View. Including breakfast.

Arena Beach Hotel – One of the newest hotels, Arena is located right in front of the Bikini Beach. Features elegantly-furnished rooms, a rooftop pool, sun lounges, and an in-house restaurant. From USD 85 for a Standard Room, with breakfast. 

Apart from those, the Kaani hotel chain also has four hotels here on Maafushi:

All of them boast high ratings from previous guests. Rates range from USD 85 to USD 300 per night.

Additional Info on Maafushi Island

  • The Maldives is an Islamic state, operating under the sharia law. Visitors are not allowed to bring into the country items that are deemed contrary to Islam, including pork or products containing pork, alcohol, bibles, and religious idols.
  • Friday is a holy day and rest day for Muslims. So, local ferries in the Maldives don’t run on Fridays, and shops will be closed.
  • On other days, shops open from around 9 a.m. till 10 p.m. They may close several times a day for 15 – 20 minutes for prayer breaks.
  • All tourists have to pay a $6 green tax per person per night if you’re staying in a big hotel/resort (or $3 if it’s a small guesthouse with fewer than 50 rooms), on top of 8% GST for the room and 10% service charge. These will usually have to be paid in cash, preferably in USD.
  • USD is accepted (and preferred) for bigger transactions like hotel bills, speedboat fares, and tours. In local restaurants, shops, and ferries, everything has to be paid in MVR (rufiyaa).
  • There’s an ATM on Maafushi, but it charges a steep fee on foreign cards (approximately MVR 100, or USD 6.50).
  • Avoid withdrawing too much rufiyaa, because you will have a hard time exchanging it to other currencies if you have a lot left at the end of your trip.

What to Wear on Maafushi

By now, I’m sure you’re aware that bathing suits and bikinis are a strict no-no outside of the Bikini Beach. And ladies, don’t even dream about going topless — it’s illegal and could land you in jail.

But what can you wear in other parts of the island? Do you have to cover everything up? According to a notice posted at our hotel, acceptable clothing on Maafushi includes:

  • Shorts
  • T-shirts
  • Vests
  • Jeans 
  • Pants
  • Other casual clothes

notice denoting the no-bikini rule on maafushi

So, it’s not as strict as some other Muslim countries. The only other thing that’s not allowed is anything transparent / see-through. To be safe, keep it modest, so you won’t attract unwanted attention or inadvertently offend anyone.

This dress code does not apply when you go on an excursion away from Maafushi, such as a snorkeling trip or a visit to a resort island. As long as you’re not on a local island, where locals actually live, you can wear anything you like.

Final Thoughts on Maafushi Island

Maafushi is the perfect destination to choose if you’re looking for a convenient, budget-friendly local island that has a lot to offer. Still not convinced? Here are 10 reasons why you should visit Maafushi.

Now is an especially good time to go if you can travel. Before the pandemic hit, Maafushi was already well on its way to become a major tourist spot in the Maldives. When Covid happened, everything must have halted, but in a few years, when tourism is back in full force, Maafushi may no longer be the quiet island that it is now or once was.

So, grab the opportunity while you can!

Have you been to the Maldives? Which island did you go to? Share your experience in the comment section below.

Posted in Maldives

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  2. Jennifer Prince

    Oh wow! I didn’t realize that you could stay there on a budget – that’s great. I have always associated it with luxury as many others have. I’d love to go there someday – it looks like such a gorgeous place to spend some time (especially if I don’t have to spend that 5k per night to do so, lol!).

    • ummi

      Yup, Jennifer, visiting the Maldives doesn’t have to be as expensive as most people think. There are several other local islands you could visit on a budget, but Maafushi is one of the most popular — and for good reason!

    • Marina

      Seronoknye pergi bercuti di maafushi island. Cantik betul laut dia. Teringin nak ke sana. Thanks for the tips,mana tau rezeki ke sana. Boleh refer sini

  3. Kerry

    I went to the Maldives last year and I thought I was in the Maafushi but it was a private resort and there were less restrictions in terms of what to wear etc. This looks great though for a budget trip. The Maldives is beautiful and I intend to go back!

    • ummi

      Was it the Cocoa island? Because I remember searching for hotels in Maafushi and saw one private resort. It was listed under Maafushi but was actually a separate island, probably somewhere near. Anyway, I hope you’ll get to visit the Maldives again, Kerry. 🙂

  4. Saurabh

    Maafushi Island looks so beautiful and peaceful. Would like to try Snorkelling here. This is such a detailed guide. The Maldives is on my bucket list. Hopefully soon!

  5. Linda (LD Holland)

    I must admit I was interested to read about a budget option in the Maldives. I would never have thought you could stay in a budget guest house for a low as USD 30. With breakfast! Maafushi sounds like a great spot to stay or visit from one of the other islands or to add to an island hopping plan. The waters and scuba diving are always a draw for us. Glad to see several options to get there.

    • ummi

      Yes, Linda. I imagine the prices will probably not be the same when travel is back to normal, but for now at least it’s the perfect island to visit if you want to travel in the Maldives on only $50 per day. 🙂

  6. Ha

    I’ve always wanted to visit Maldives but didn’t go because I thought it’s super expensive. Good to know that you can travel to Maldives on a budget. Budget guesthouses starting from USD 30 sounds like a good deal to me. Maafushi Island looks so dreamy in your photos. The Bikini beach, the dolphine watching, and water sports are what I would love to do.

    • ummi

      I hope you’ll get to do all those, Ha. Maafushi is an excellent option for those wanting to visit the Maldives on a budget. And the good news is, they’re open for tourism now!

    • ummi

      Memang jernih dan cantik air dia, Bae. Walaupun Maafushi ni bukan pulau yang tercantik kat Maldives, tapi dah cukup cantik bagi saya. 😀

  7. Rawlins GLAM

    Oh yeah. I’ve received my first AZ vaccine and can’t wait to complete it. And hopefully by then, we can travel the world again so that I could visit here. I need to have maldives ticked in my to do list

    • ummi

      Oh, good for you, Rawlins! I have yet to get my first dose. I hope you’ll get to go to the Maldives once all this is over. 🙂

  8. Yanie

    Ummi, I’m so inspired by your blog! Cantik, informative, professional and clear sgt! These pics are gorgeous as well, i is sooo jealous tau, bila laa nak sampai Maldives ni!

  9. Parnashree Devi

    I completely agree with you. One can enjoy the budget trip to the Maldives. I had visited the Maldives in 2017 and my hangover has still not gone out. Though Maafushi island was not on my list then, but now it is. There are many ways to enjoy a beach holiday and you have given valid reasons to consider Maafushi island for sure.


    what i like about reading ur blog is you are very attention to details when explaining things and ur experience. So many useful information n will definitely come back n read ur entry again if i were to plan a trip to Maldives.

    • ummi

      Thank you for the positive feedback, Zharif! Do come back to this page if/when you’re planning a trip to the Maldives. 🙂

  11. Agnes

    The Maldives is on my bucket list for a long time. It’s a paradise with turquoise waters, vibrant coral reefs, and water villas. Your itinerary is so detailed and exciting. Now I see I can realize my dream. I had no idea that it is possible to stay at budget guesthouses and do Maledives on budget. I would love to try snorkeling and scuba diving there. It’s impressive that Maledives has the largest groups of coral reefs in the Indian Ocean, with 250 corals and over 1000 species of marine life.

    • ummi

      That’s right, Agnes. If you love snorkeling and diving, you’re gonna love it here in the Maldives. I hope you’ll get to go there someday 🙂

  12. Clarice

    This is good to know. I love the Maldives but I have to say that it’s truly expensive. So, having these budget-friendly options is exciting. Will Maafushi Island on my bucket list.

    Thank you for sharing the tips too on how to visit during this health crisis.

  13. Sis Lin

    Jeles Sis tengok Ummi dah sampai Maldives ni, ishh kena simpan duit menabung ni nak ke sini.. at least sekali dapat pi jadi laaa… one day… ada juga tempat yang boleh mancingkan Ummi?

    • ummi

      Ya, kat sini ada fishing tour, boleh pilih nak pergi pagi ke petang. Pastu boleh buat BBQ dinner sekali kat tepi pantai tu. Kalau ada kesempatan, pergi la sis. Maafushi ni tak mahal sangat. Lebih kurang je kos dia kalau kita holiday kat pulau2 lain di Asia.

  14. Kitkat Nelfei

    Thanks for sharing this entry! Something that I really need for now to plan for my future trip! Ahh April is on the transition list! Definitely going there for my next Birthday trip ahh like that..

  15. SalinaJohari

    Macam biasa kalau baca entry ummi memnag ralit sungguh tengok gambar . Explanation details sungguh dan mempermudahkan bagi sesiapa yang nak ke Maldives. Tq ya ummi , perkongsian yang sangat menarik dan boleh dijadikan panduan especially untuk backpackers. Jangan jemu untuk bercerita tau .. hehehe

    • ummi

      Takpe, Zayani, bookmark dulu, ya. Maldives dah buka dah untuk pelancong. Tunggu border kita je bukak. Mungkin selepas semua proses vaksinasi selesai nanti. 🙂

    • ummi

      You’re welcome, Ummi Zarra. And thank you for sharing with your friends. The Maldives is an amazing vacation spot for beach lovers. 🙂

  16. Subhashish Roy

    Wow this certainly is some good news. I too was under the impression that Maldives would be costly as I just did a feature on top resorts there. This is even otherwise such a wonderful post with great tips. Saving it for planning later when we are welcome from India and are ready to go.

    • ummi

      I hope things will take a turn for the better in India soon and that you’ll get to visit Maafushi. The Maldives can be as costly as you want it to be, but the good news is, it can also be affordable 🙂

    • ummi

      I think I’d be really bored if I were stuck in the Maldives during the pandemic, Kelly, but it’s not such a bad idea for beach lovers! 😀

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